Shopify transaction charges can catch you off guard if you’re not prepared. So, you’re either starting your store or growing it quickly, and you’re thinking, “What are Shopify transaction fees, and how can I avoid losing money on every sale?
We’ll talk about Shopify transaction fees, how Shopify transaction limits work, how to utilize a Shopify transaction fees calculator, and most importantly—how to save money—in this article.
Let’s make things easier.
✅ Key Takeaways Before We Dive In
- Shopify charges extra fees on every sale if you’re not using Shopify Payments.
- Transaction fees vary by plan (2.0% on Basic, 1.0% on Shopify, 0.5% on Advanced).
- You can use a Shopify transaction fees calculator to estimate costs.
- There’s no official Shopify transaction limit, but payment gateways may apply their own.
- Tools like PlugBooks help track and manage these charges easily.
💳 What Are Shopify Transaction Charges & Why Do They Matter?
If you use a third-party payment service like PayPal or Stripe instead of Shopify Payments, you have to pay Shopify transaction costs on top of the regular rates.
Are you still not sure how this fits into your total Shopify costs? To learn how transaction fees fit into the overall picture of Shopify’s pricing, see our entire guide on How Much Is Shopify Per Month.
📊 Using a Shopify Transaction Fees Calculator to Predict Costs
Do you know how much you’re really paying in fees?
You can use a Shopify transaction costs calculator to:
- Enter the average value of your sales
- Add up all of your monthly sales.
- Look at a list of Shopify transaction fees, credit card processing fees, and net profit.
When you want to know how much more it costs to use Shopify Payments than a third-party gateway, these tools are quite helpful.
💡 Pro Tip: Always factor in currency conversion fees, refund fees, and gateway-specific costs when using a calculator.
🚫 Is There a Shopify Transaction Limit You Should Know About?
Shopify doesn’t technically limit the quantity or amount of transactions, but your payment gateway might. That means it’s a good idea to read their rules if you’re growing quickly or selling expensive things.
Read our post on revenue management for more information.
👉 Shopify Sales Tracker and see how to monitor income, refunds, and fees efficiently.
⚙️ How PlugBooks Helps Track Shopify Transaction Charges
Keeping track of fees by hand? That takes up too much time. With PlugBooks, you can automatically:
- Sync QuickBooks or Xero with Shopify
- List of the costs for transactions and credit cards
- Point out hidden fees and extra charges
- Keep an eye on data like the Shopify transaction limit across all of your gateways.
And if you’re dealing with complex tax rules too, check out our complete
👉 Shopify Tax Guide for 2025.
🧾 Shopify Payments vs Third-Party Gateways: What’s Cheaper?
| Provider | Transaction Charges | Best For |
| Shopify Payments | 0% (No Shopify fee) | Low fees, full integration |
| PayPal/Stripe | 2.0% (Basic Plan) | Trusted name, international sales |
If you’re eligible, Shopify Payments is almost always the more cost-effective route. But don’t just guess—use a Shopify transaction fees calculator to see the real numbers.
❓ FAQs About Shopify Transaction Charges
1. Are the costs for transactions on Shopify the same as those for credit cards?
No, if you utilize a third-party gateway, you’ll have to pay more for Shopify. In any case, there are credit card costs.
2. Is there a way to avoid Shopify transaction fees?
Yes, you may do this by switching to Shopify Payments. That’s the easiest approach to avoid paying the additional cost.
3. How many transactions can you do on Shopify in a day or a month?
There are no limits on transactions set by Shopify. But your payment processor might, so make sure to read their rules.
4. How can I figure out how much I will have to pay each month?
Use a Shopify transaction fees calculator to figure out how much all of your transaction costs will be.
5. Are there special prices for Shopify Plus users?
Yes. costs on Shopify Plus are variable, and a lot of merchants don’t have to pay any transaction costs at all.
✅ Final Thoughts
You need to keep an eye on the hidden costs of running a store that makes money, starting with the fees for using Shopify.Knowing Shopify transaction limitations, using a Shopify transaction fees calculator, and keeping track of everything using PlugBooks will offer you an edge, whether you’re just starting out or growing quickly.