One of the main worries for people who run a Shopify store is transaction fees. Shopify charges have a direct impact on your profitability, so it’s important to know how they work in order to make sensible business choices. If you’re new to Shopify or already have a successful store, knowing how these fees work will help you avoid surprises.
Keynotes:
- Shopify charges transaction fees when you don’t use Shopify Payments.
- Credit card processing fees apply even if you use Shopify Payments.
- Transaction limits can affect large-volume sellers.
- Shopify’s fee structure varies by plan and location.
- PlugBooks helps sellers track all these charges in one place.
What Are Shopify Transaction Charges?
Shopify transaction charges are the fees Shopify applies whenever a customer makes a purchase in your store. These fees depend on your plan, whether you’re using Shopify Payments or a third-party provider, and the type of transaction.
To learn more about Shopify transaction breakdowns, check out our detailed guide on Shopify fee.

Shopify Transaction Limit Explained
Many sellers worry about whether Shopify has a transaction limit. While there’s no hard cap on sales, there are transaction processing limits depending on your provider and Shopify Payments. If you’re scaling your store, understanding your Shopify transaction limit helps prevent payment holds or delays.
Shopify Transaction Fees Calculator
Want to know exactly how much Shopify takes per order? A transaction fees calculator is the simplest way to estimate. By using the Shopify transaction fees calculator, you can see how much you’ll pay per sale and plan your pricing accordingly.
Shopify Transaction Charges vs Processing Fees
Transaction charges are different from credit card processing fees. Processing fees apply for every online payment, even when using Shopify Payments. For deeper insights, see our guide on Shopify credit card fees.

How to Reduce Shopify Transaction Charges
- Use Shopify Payments to avoid third-party gateway charges.
- Upgrade to a higher Shopify plan if your sales volume is growing.
- Track hidden costs like refunds, chargebacks, and extra fees.
- Use tools like PlugBooks to understand your true profit margins.
For full pricing details, see our blog on Shopify monthly cost.
Exporting Orders for Charge Tracking
If you want to track transaction charges outside Shopify, exporting orders is essential. With Shopify how to export orders, you can download your data by date or state and analyze your charges with ease.
PlugBooks: Smarter Way to Track Shopify Charges
Managing Shopify charges can feel overwhelming, especially when you’re also tracking costs, fees, and profits across multiple channels. That’s where PlugBooks makes a big difference. With features like analyzing sales channel profits, adding indirect expenses to settlements, and its smart cost of goods sold feature, you get a clear picture of your real earnings after Shopify fees.
You can also create your PlugBooks account in minutes and even reconnect bookkeeping software if you’re already using QuickBooks or Xero.

Real Seller Experiences with PlugBooks
Many sellers share that once they connected PlugBooks, they finally understood where their money was going—and could make smarter business decisions. Some highlight how easy it became to see profits across multiple sales channels, while others appreciated the accuracy in handling settlements and fees.
👉 Start your journey by creating your PlugBooks account today.
👉 Already using QuickBooks or Xero? You can reconnect your bookkeeping software seamlessly and keep your financial data accurate.
FAQs
1. Does Shopify charge for every transaction?
Yes, unless you use Shopify Payments.
2. What is the Shopify transaction limit?
There’s no fixed sales cap, but providers may have limits.
3. How can I calculate Shopify fees?
Use the Shopify transaction fees calculator.
4. Are transaction charges different from processing fees?
Yes, processing fees apply for payments, while transaction charges are extra when using third-party gateways.
5. Can PlugBooks help reduce Shopify charges?
PlugBooks doesn’t reduce charges directly but helps track and optimize your costs for higher profits.
6. Is there a way to avoid transaction charges entirely?
Yes—by using Shopify Payments as your main payment processor.
7. How can PlugBooks help manage Shopify monthly charges?
PlugBooks helps you track Shopify monthly charges, including fees, expenses, and profits, giving you a clear view of your store’s financial health.
